. The authors of the article analyze the terms of “financial competence”, “financial literacy”, putting forward the thesis that nowadays this concept passed from the category of hard skills to the category of soft skills and is one of the conditions for the well-being of modern man. Within the sociological survey, the authors diagnosed some components of financial literacy and received subjective assessments of young people - university students - in relation to their level of financial literacy. Comparison of the data obtained with the results of similar studies conducted by colleagues in other countries suggests that the indicator of financial competence of young people aged 18 to 25 years is low, which causes justified anxiety and worry both for the social and economic well-being of an individual citizen, and for the economic stability in the country as a whole. The authors of the article suggest a number of educational technologies that they use in the process of teaching students, for the formation of financial competence, - it is a technology of the liberal club and the training of social skills. The systematic use of these technologies in the educational process gives stable positive results in the formation of financial competence among students.
Hard skills vs soft skills. Economy for the chosen ones or general financial literacy / S. Talanov, D. Berezin, M. Zaiceva, T. Kiseleva // EDUCACION 2018. Ankara University, 27-28 Sept. 2018. Ankara, Turkey. Pр. 129-130.